Calculators
Underwriting calculators
Free calculators for the ratios investors and lenders check first. Each shows the formula, how underwriters read the result and the common pitfalls.
DSCR CalculatorDSCR = Net Operating Income / Annual Debt ServiceCap Rate CalculatorCap Rate = Net Operating Income / Property Value; Value = NOI / Cap RateNOI CalculatorNOI = Gross Potential Rent - Vacancy & Credit Loss + Other Income - Operating ExpensesDebt Yield CalculatorDebt Yield = NOI / Loan AmountLTV CalculatorLTV = Loan / Appraised Value; LTC = Loan / Total Project CostIRR Calculator0 = Σ CFt / (1 + IRR)^tMOIC CalculatorMOIC = Total Value Returned / Total Capital Invested; Annualized ≈ MOIC^(1/years) - 1Cash-on-Cash Return CalculatorCash-on-Cash = (NOI - Annual Debt Service) / Total Cash InvestedCommercial Loan Payment CalculatorPayment = P × r / (1 - (1 + r)^-n)Small Business Valuation Calculator (SDE)SDE = Net Income + Owner Compensation + Interest + D&A + Add-backs; Value = SDE × MultipleBreakeven Occupancy CalculatorBreakeven Occupancy = (Operating Expenses + Debt Service) / Gross Potential IncomeEquity Multiple CalculatorEquity Multiple = (Total Distributions + Sale Proceeds) / Equity Invested
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